Privacy Policy

Wellbank Limited (“WellbankHub”) is committed to protecting your personal data and upholding your rights under the UK GDPR and the Data Protection Act 2018.

  1. DATA CONTROLLER & CONTACT
  • Data Controller: Wellbank Limited (trading as WellbankHub)
  • Data Protection Officer: Dawan Alom
  • Address: 110 Manchester Road, Haslingden, BB4 6NP
  • Email: da@wellbankhub.uk
  • Telephone: 01706218835
  • ICO Registration Number: 00013933179
  1. LAWFUL BASES FOR PROCESSING
    We process personal data under the following lawful bases:
  • Contractual Necessity: To negotiate, execute, and manage tenancy agreements and landlord terms of business (e.g., referencing, rent collection, property management).
  • Legal Obligation: To fulfill statutory obligations (e.g., Right to Rent checks, Anti-Money Laundering checks, tax reporting).
  • Legitimate Interests: For property maintenance, fraud prevention, and operational management.
  • Consent: Where you have given explicit consent for optional communications or marketing.
  1. DATA WE COLLECT & THIRD PARTIES SHARED WITH
    We apply strict data minimization and only share necessary details with trusted third parties:
  • Referencing & Credit Agencies: To verify identity, affordability, and financial history.
  • Maintenance Contractors & Inventory Clerks: Limited to tenant contact details strictly required to arrange property inspections or repairs.
  • Utility Management Companies & Councils: To update account liability at tenancy commencement and termination.
  • Deposit Protection Schemes: Deposit Protection Service (DPS) for deposit registration.
  • Regulators & Redress Schemes: Property Redress Scheme (PRS059588), UKALA Client Money Protection (UKALA 22774), and the Information Commissioner’s Office (ICO 00013933179) when legally or regulatory required.
  1. DATA RETENTION PERIODS
    Personal data is retained only as long as necessary to fulfill its purpose and comply with statutory duties:
  • Tenancy & Financial Contracts: 6 years following the end of the tenancy or contract term (statutory limitation period).
  • Unsuccessful Applications: 6 months following the decision date.
  • Financial & Accounting Records: 6 years following the end of the relevant tax year.
  1. YOUR RIGHTS & COMPLAINTS
    You have the right to request access, rectification, deletion, or restriction of your personal data.

To raise a concern or complaint regarding your data:

  • Internal Complaints: Contact our DPO at da@wellbankhub.uk or view our complaint process at www.wellbankhub.uk/complaint-policy.
  • Regulatory Escalation: You have the right to lodge a complaint directly with the Information Commissioner’s Office (ICO):
    • Website: www.ico.org.uk
    • Helpline: 0303 123 1113
    • Registration Number: ICO 00013933179